NBFC Desk

Secured NBFC-to-NBFC lending, matched and diligenced online.

Smaller NBFCs raise secured funding on their own cycle. Larger NBFCs see only the raises that fit their book. The platform runs the diligence, the matching and the sell-down in between.

I'm borrowingI'm lending
How NBFC Desk sits between borrowers and lendersBorrowing NBFCs on the left send raises into NBFC Desk, which screens them and matches each raise on thesis, rate band and risk appetite. Each raise goes only to the lending NBFCs on the right that it matches; one lender in the picture is not matched and receives nothing.Borrowing NBFCsLending NBFCsBorrower 1Borrower 2Borrower 3NBFC DeskLevel 1 diligenceThesisRate bandRisk appetiteLender AMatchedLender BNot matchedLender CMatchedLender DMatched

Smaller NBFCs

Need secured funding again and again to keep lending.

Larger NBFCs

Want steady, secured exposure to the segments they target.

Without a platform, a raise is placed one lender at a time. NBFC Desk puts both sides, and the diligence between them, in one place.

What the platform does

  • Two-level diligence, online

    We screen the borrower before a raise is shared. Each lender then runs its own diligence on the same files.

    How diligence works

  • Matching on thesis, rate band and risk appetite

    A raise goes only to the lenders it fits, for example a lender looking for auto-loan exposure.

    How matching works

  • Sell-down across lenders at parity

    One raise can be split across several lenders, each on the same security, terms and rate.

    How sell-down works

  • Recurring drawdowns on each borrower's cycle

    Monthly, quarterly or yearly. Each drawdown builds on the file already on the platform.

    How drawdowns recur

Two sides of the same raise

For borrowing NBFCs

You need secured funding to keep lending.

  • Funding on your own cycleDraw down monthly, quarterly or yearly.
  • Several lenders from one proposalYour raise can be sold down across lenders.
  • Diligence uploaded onceHeld online and kept current, not rebuilt for each lender.
For borrowers

For lending NBFCs

You want secured exposure that fits your book.

  • Deal flow filtered to your thesisYou see raises matched to the segments you target.
  • Rate and risk fitMatched to your rate band and risk appetite.
  • Company diligence onlineScreened before it reaches you, ready for your own review.
For lenders

How a raise moves

Online from proposal to funding.

  1. Funding proposal

    The borrower brings the amount it needs and the security behind it.

  2. Level 1 diligence

    Our team collects and reviews the company diligence online.

  3. Matching

    The raise is matched on thesis, rate band and risk appetite.

  4. Level 2 diligence

    Each matched lender runs its own diligence on the same files.

  5. Sell-down and funding

    The raise is sold down at parity, sanctioned and funded.

The borrower's next drawdown starts from the same file.

See the full flow

Nothing about a deal is public

Everything specific to a borrower, a lender or a raise sits behind sign-in.

  • Borrowers

    Diligence and terms are shared only with the lenders matched to the raise.

  • Lenders

    Each lender sees its own position. Other lenders' names, terms and activity stay hidden.

  • Access

    Accounts are by invitation, and every sign-in needs an emailed code and an authenticator app.

See who sees what

Request access

Tell us whether you're borrowing or lending. Our team will get in touch to set up your account.

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